Call Us 208-577-5577 ☰ ˟
Logo
Call Us 208-577-5577 ¡Hablamos Español!
  • Our Agency
    • AboutImage of right arrow
      • Our Locations
    • Our Team
    • Client Testimonials
    • Certificate of Insurance
    • Our Carriers
    • Client ServicesImage of right arrow
      • Get A Quote
      • Certificate of Insurance
    • Contact UsImage of right arrow
      • Headquarters
  • Products
    • Trucking InsuranceImage of right arrow
      • About
      • Why Mustard Seed?
      • Claims
      • Resources
      • Certificate of Insurance
    • Business InsuranceImage of right arrow
      • Coverage for Specific Industries
      • Coverage for Your Business
      • Coverage for Your Employees
      • Public Entity Insurance
      • Farm Insurance
    • Personal InsuranceImage of right arrow
      • Home & Auto Insurance
      • Medicare Insurance and Supplemental Insurance
      • Auto Insurance
      • Home Insurance
      • Other Personal Insurance
      • Life Insurance
      • Health Insurance
      • Recreational Vehicle Insurance
      • Additional Insurance Services
    • Wealth ManagementImage of right arrow
      • Client Login
      • Newsletters
      • Glossary
      • Tax Library
  • Contact Us
    • Headquarters
    • Our Locations
  • Careers
  • Certificate of Insurance
  • Get A Quote
Home > Blog > What Insurance Do You Need When Starting a Farm?
WEDNESDAY, FEBRUARY 2, 2022

What Insurance Do You Need When Starting a Farm?

Agriculture provides a huge source of opportunity to farmers and their employees. If you plan on starting an enterprise, you will need the right resources and a lot of hard work. One important resource is insurance. Insurance can help protect your investment in case of an accident or natural disaster, but not all farm insurance policies are created equal. You will need a policy tailored specifically for your needs. 

What is Farm Insurance? farmer driving truck
Farm insurance is a type of business insurance geared to specifically cover the unique risks faced by farms and everyone involved with them from owners to farmhands to visitors. 

How you tailor this insurance should depend on the type of farm you have and what your specialty is. 

Important coverage options often available under home insurance include: 

Farm Liability 
Farm liability is a type of general liability insurance that covers claims against your farm concerning bodily injury, property damage and personal or advertising injury. If a visitor is injured on your farm by a piece of equipment or an animal, liability insurance can help pay for the medical bills and protect you from a related lawsuit. 

Farm Dwelling Insurance 
Farm dwelling insurance protects buildings you live in that may be on the farm’s property along with attached structures, such as a farmhouse and rental properties. This insurance covers you against loss or damage to your livable structures caused by fire, wind, hail, lightning, smoke, theft, vandalism and more. 

Crop Insurance 
Does your farm rely heavily on crops for income during certain months out of the year? Damage to or loss of these crops and cause significant financial damage to your farm’s income. Crop insurance offers compensation for crops that are lost or damaged due to floods, hail, drought and other extreme weather. 

Farm Equipment Insurance 
Farms operate primarily with the use of expensive equipment such as tractors and ploughs. Farm equipment insurance can step in and provide compensation for repairs or replacement if your expensive farm equipment stops working due to sudden breakdowns, fire, bad weather and more. 

Livestock Insurance 
If you have livestock on your farm, you will need to insure them, as well. Livestock such as pigs, cows and buffalo can be incredibly expensive. If your livestock passes away due to a collision with a vehicle or other accident, livestock insurance can provide compensation. 

Farm Auto Insurance 

The majority of farms use trucks and other vehicles to transport equipment and products. Farm auto insurance is a form of commercial auto insurance that provides coverage such as comprehensive, collision, liability, medical payments and uninsured/underinsured motorist. 

Be sure to speak with an insurance agent about finding the right farm insurance at the right price to protect your new farm. 

Posted 4:05 PM

Tags: farm insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • auto insurance(2)
  • farm insurance(2)
  • homeowners insurance(1)
  • life insurance(1)
  • home insurance(1)
  • business insurance(1)
  • trucking insurance(1)

View Mobile Version
Contact us
208-577-5577 501 S Main Street | Meridian, ID 83642
Quick Links
Home Our Products Payment Options Report a Claim About Us Our Carriers Partners Blog Contact Us
Location
501 S Main Street
Meridian, ID 83642
Office: 208-577-5577
Toll Free: 855-558-0505
Fax: 208-939-1780



Facebook Icon LinkedIn Icon Google Icon Yelp Icon


© Copyright. All rights reserved.
Powered by Insurance Website Builder