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Builders Risk Insurance in Meridian ID & Boise ID

Builders Risk Insurance

Protection for New Construction, Remodeling, and Renovation

Most people are familiar with the concept of insuring commercial or residential property, but many aren’t aware of the distinction between that and insuring property under construction. At Mustard Seed Financial & Insurance, we understand the difference and specialize in helping our clients protect their building projects.

What is Builders Risk Insurance?

Buildings and properties under development are exposed to a wide range of exposures that may not affect completed properties. For example, they’re more exposed to weather damage from wind, hail, or rain, as well as threats of theft and vandalism. Builders Risk Insurance provides financial security for a project against these types of risks and more through the course of construction.

The policies we write at Mustard Seed Financial & Insurance can include the following:

  • Structural Coverage: Buildings and other structures associated with the project are typically the largest financial exposure
  • General Liability: Construction means people working in an environment where they’re at increased risk for injury
  • Equipment & Materials Coverage: In addition to what’s being built, the equipment and materials being used for construction are also at risk for damage or loss

There are many factors that go into crafting the right Builders Risk policy for a particular operation. Details such as time and duration of construction, the location of the build site, and the type of property can affect what type of coverage might be deemed necessary as well as your rate. Our agents will work with you to assess your individual needs and find a plan that meets those needs within your budget.

Who Needs Builders Risk Insurance?

Usually, Builders Risk Insurance is established in the name of those funding or managing construction, but may also be obtained by the landowner or others involved with the project. There is very often more than one party named on a Builders Risk policy, especially in cases of complex tasks involving architects, engineers, and other specialized professionals who may not otherwise be insured.

The Right Partner

When purchasing Builders Risk Insurance, it’s clear that you need to work with an experienced agent that understands how to protect construction properties and who will carefully consider the specifics of your project to ensure you get the right coverage. When you contact Mustard Seed Financial & Insurance, our agents will give you exactly that. So give us a call today and we’ll help secure your property from start to finish.

Our Locations

Headquarters

Headquarters

501 S Main Street
Meridian, ID 83642
Main office: 208-497-5651
Toll free: 855-558-0505
Fax: 208-939-1780

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed
Twin Falls

Twin Falls

834 Falls Avenue, Suite 1250
Twin Falls, ID 83301
Main office: 208-629-1824
Fax: 208-629-5133

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Mike at Mustard Seed does my insurance--I highly recommend him! I could not be more pleased with the customer service I've received from him, and the extra mile this company goes for its clients. Stop talking to some dude in India and call this company instead.
- Forrest W.
Omg Debbie is amazing. She is very quick and always polite. So helpful with what's probably silly questions but never judges me. Beat all the competitors quotes saved me over $100.
- Stacy S.
EXCELLENT agency, and they have some extremely experienced agents. I highly recommend them. We have done work for them through my company, and it has always been a positive experience for all involved, they treat people right! Thanks! Jess @ SERVPRO.
- Jess F.
Mike Williams reduced my rates for auto, home and umbrella insurance by 15% with significantly better coverage. I was very pleased with his services. I would recommend giving him a chance to quote you some insurance. Can't go wrong with better coverage at a reduced cost!
- James M.
I've used Mustard Seed Insurance for years for all my family's insurance as well as my business insurance and couldn't be happier.
- Douglas C.